PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP TERHADAP MANAJEMEN KEUANGAN PRIBADI: STUDI KASUS PADA MAHASISWA FEB UNIVERSITAS BANDAR LAMPUNG

Abstract

The purpose of this study was to determine the effect of Financial Literacy and Lifestyle on Personal Financial Management (Case Study on FEB Students of Bandar Lampung University). This study uses a quantitative method, by distributing questionnaires to respondents as a way of collecting data. The research sample was 157 respondents, using the proportionate stratified random sampling technique. Data analysis used multiple linear analysis techniques, using the IBM SPSS 25 program. The results of the study showed that the independent variable Financial Literacy had a positive and significant effect on Personal Financial Management of FEB Students of Bandar Lampung University. Lifestyle had a positive and significant effect on Personal Financial Management of FEB Students of Bandar Lampung University. Financial Literacy and Lifestyle simultaneously had a positive and significant effect on Personal Financial Management of FEB Students of Bandar Lampung University.