THE EFFECT OF EASE OF USE, EFFECTIVENESS AND RISK LEVEL ON THE USE OF FINANCIAL TECHNOLOGY (CASE STUDY OF E-WALLET ON PEOPLE IN DKI JAKARTA)

Authors

  • Nesy Putria Faculty of Economy, Universitas Negeri Jakarta, Indonesia
  • Harya Kuncara Wiralaga Lecturer, Faculty of Economy, Universitas Negeri Jakarta, Indonesia
  • Dicky Iranto Lecturer, Faculty of Economy, Universitas Negeri Jakarta, Indonesia

DOI:

https://doi.org/10.26499/multilingual.v3i2.144

Keywords:

Fintech, Effectiveness, Ease of use Level and Risk Level

Abstract

This study aims to determine the effect of the level of convenience and level of risk on Effectiveness of fintech. The research was conducted during October – November 2022. The research method is quantitative. The sample used in this research is 100 respondents from DKI Jakarta residents who use fintech. Collecting data in this study using a questionnaire / questionnaire. Data analysis technique used descriptive statistical analysis and multiple linear regression analysis with the help of IBM SPSS 25.0 program. The results of the study show that there is a positive and significant influence between the level of ease of Effectiveness on fintech. Meanwhile, the level of risk has a negative effect on Effectiveness of fintech.

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Published

2023-02-27

Issue

Vol. 3 No. 2 (2023): Jurnal Multilingual

Section

Articles