HIERARKI CRYPTO CURRENCY SEBAGAI NILAI TUKAR DALAM PERSPEKTIF HUKUM PERDATA DI INDONESIA

Abstract

Currently Indonesia has entered the digital world where the use of electronic devices is increasingly advanced with the use of this digital doing any activity can be facilitated. At this time shopping is not like conventional anymore but can be done online which does not inconvenience users to shop directly and pay in cash With the existence of technology, it can now be done electronically because of the emergence of virtual payments. One type of crypto asset (digital currency) is bitcoin. The development of cryptocurrency as a digital transaction instrument has raised legal challenges, especially in the Indonesian civil law system. With this the author examines how the hierarchy of crypto currency as an exchange rate in the perspective of civil law if it is compared with other countries? and how is the responsibility of the Indonesian government for the use of crypto assets as a means of payment in Indonesia? Answering the problems in this journal, the author uses normative research methods with descriptive research properties using primary, secondary, and tertiary types of data, using a statutory approach, data collected, processed and analyzed qualitatively. The results of this analysis will illustrate that the use of crypto assets as a means of payment in Indonesia is illegal and these crypto assets are used as a tool for investment, therefore, the government can firmly provide warnings / sanctions in Article 33 Paragraph (1) of Law Number 7 Year 2011 concerning Currency not only that the government must be responsible for regulating supervision in the use of crypto assets, about standards such as money laundering, risks faced by the public, and standardization regarding security systems