PERAN PEMBIAYAAN IsDB TERHADAP BKM BIDANG PERDAGANGAN DAN PETERNAKAN DI PROVINSI ACEH TAHUN 2018-2022

Abstract

The purpose of this study was to determine the effect of WCTO as an independent variable and SGR and TATO as intervening variables on NPM and to find out whether SGR and TATO mediate between WCTO and Community Self-Reliance Organizations NPMs in the trade and livestock sectors in 2018–2022, which are funded by the Islamic Development Bank (IsDB) with a population of 7 Community Self-Reliance Organizations. The data used in this research is secondary data from 35 samples of financial statements, and the type of data is included in the panel data type. The method used to analyze the relationship between the independent variables, intervening variables, and dependent variable is path analysis and the classical assumption test by first determining the regression model with the Chow Test, Hausman Test, and Lagrange Multiplier (LM). Tests in this study used the E-Views 12 program. The test results in this study stated that WCTO had no significant effect on SGR. WCTO has no significant effect on TATO. The WCTO has a significant influence on NPM. SGR Has no significant effect on NPM. TATO does not have a significant effect on NPM. Together, WCTO, SGR, and TATO have a significant influence on NPM. WCTO through SGR has no influence on NPM, and WCTO through TATO has no influence on Community Self-Reliance Organizations NPM.