PENGARUH LITERASI KEUANGAN, LITERASI DIGITAL, DAN RISIKO TERHADAP MINAT MENGGUNAKAN MOBILE BANKING PADA MAJELIS TAKLIM NURUL IMAN BEKASI SELATAN

Abstract

This study was used to measure the effect of financial literacy, digital literacy, and risk on the interest in using mobile banking at the taklim nurul faith assembly in South Bekasi. This research is a quantitative research in which the object used is the taklim assembly of nurul faith in South Bekasi. The number of samples used were all members of the taklim assembly as many as 50 respondents. Data collection techniques used questionnaires and data processing and hypothesis testing using SmartPLS 3.0. The results of this study explain that the financial literacy and digital literacy variables partially have a positive and significant effect on the interest in using mobile banking and the risk variable does not affect the interest in using mobile banking. This research has limited research objects which are only carried out at the Nurul Iman Taklim Council with a small number of members. This can be used as a suggestion for further researchers. The renewal in this study is to combine the variables of financial literacy, digital literacy, and risks to interest in using mobile banking in a study conducted at the Nurul Iman Taklim Council in South Bekasi.