PENGARUH JUMLAH DANA PIHAK KETIGA, TOTAL ASET, DAN FINANCING TO DEPOSIT RATIO (FDR) TERHADAP PERTUMBUHAN PROFITIBILITAS PADA BANK MUAMALAT INDONESIA

Abstract

Bank Muamalat Indonesia is one of the sharia banks that has a very strong existence. Bank Muamalat has many awards and innovations that continue to be developed. Bank Muamalat Indonesia has officially operated on May 1, 1992 and has survived to this day. The purpose of this study was to determine the effect of Third Party Funds (DPK), total assets, and Financing to Deposit Ratio (FDR) on profitability at Bank Muamalat Indonesia for the period 2014 quarter I – 2022 quarter III by using quantitative research. The population in this study uses the financial reports at Bank Muamalat Indonesia. As for the sampling technique using purposive sampling, which is a technique used based on predetermined criteria. This study used a sample of 35. The results obtained from this study are that partially DPK has no significant effect on profitability (ROA). Partially, total assets have a positive and significant effect on profitability (ROA). Partially, FDR has a positive and significant effect on profitability (ROA). Simultaneously DPK, total assets, and FDR have a positive and significant effect on profitability (ROA).