PENGARUH FINANCIAL LITERACY, SELF CONTROL, FINANCIAL ATTITUDE, DAN GAYA HIDUP TERHADAP PERILAKU MENABUNG APARATUR SIPIL NEGARA (ASN) DI WILAYAH KECAMATAN NGIMBANG

Abstract

This study aims to determine the effect of Financial Literacy, Self-Control, Financial Attitudes and Lifestyle on the saving behavior of State Civil Apparatuses in the Ngimbang District area. The research method used in this study is a quantitative research method with a total sample of 205 samples from a total of 435 populations. The data obtained from the answers to the questionnaires given by the respondents were then analyzed using multiple linear regression techniques using the SPSS 25 program. The results of this study indicate that Financial Literacy has a positive and not significant effect on the saving behavior of State Civil Servants in the Ngimban District area, while Self-Control, Financial Attitude and Lifestyle have a positive and significant influence on the saving behavior of State Civil Apparatuses in the Ngimbang District area.