ANALISIS PROSPEK PERKEMBANGAN DAN PERBANDINGAN KINERJA KEUANGAN BANK SYARIAH DI INDONESIA

Abstract

Islamic banks are financial institutions whose main business activities are to provide financing and services related to traffic payment and money circulation. The research method used on this data uses a qualitative approach based on the data available from IDX (Indonesia Stock Exchange). The result shows that the financial ratios of the companies studied had different returns or values from one company to another even though they were both Islamic banking companies. This is indicated by the inversely different return on ROA and ROE from one company to another. In addition, in the ratio of BOPO, NPF, and FDR, inversely proportional results were also found between one company and another.